Home-Guard® helps protect your home, which means it protects you and your family. It’s all the stuff you need coverage for but don’t want to think about:

    • Dwelling and other structures
    • Personal property
    • Liability
    • Medical payments


You also get 24-hour claims service with professional representatives who understand that the little things make a big difference.

Need More?

If you’re looking for the next level of coverage, Home-Guard’s optional property and liability coverages can go the extra mile in individualized
protection. Ask your Mt. Carmel Mutual Insurance agent what other kinds of protections are available to you.

Here are just some of the optional coverages available:

    • Home-Guard Plus
    • Service Line
    • Equipment Breakdown
    • Water Backup from Sewer or Drain
    • Scheduled Personal Property
    • Incidental Agricultural Activity
    • Residential Rental Property
    • Business Activities


Contact Mt. Carmel Mutual Insurance today!