Equipment Breakdown Insurance

Homeowners Equipment Breakdown Insurance fills an important gap by covering a wide range of essential home equipment.

Common risks covered

  • Mechanical breakdown
  • Electrical short circuit
  • Breakdown of appliances and built-in equipment
  • Business computer breakdown and data restoration
  • Utility service interruption

Contact an agent for a complete list.

Covered Equipment

  • Furnaces, heat pumps, heaters, solar heaters
  • Central air-conditioning
  • Ventilation systems and fans
  • Boilers and water heaters
  • Kitchen and household appliances
  • Well pumps
  • Backup generators
  • Chair lifts and elevators
  • Electric power panels
  • Central vacuums
  • Home security systems
  • Pool and spa equipment

Did you know...

  • A breakdown could cost $6,000 or more?
  • You can get protection for pennies a day for your home equipment and appliances?
  • Home and extended warranties can be very limited and they’re intended to cover everyday maintenance, not major losses?